I have used Bullfrog twice now to broker a liability policy for my small business. The first time around I was blown away at how quick. easy and competitive they were. Nothing has changed. I started filling out an online form. Moe had a quick online chat with me, called and confirmed my details and then quoted me the absolute best price around. For me, they were the most affordable out of all as well as the easiest to deal with. Not sure what the other reviews are about, not getting a quick quote or receiving their policy. Moe had me all taken care of in literally 5 minutes and my policy was in my email inbox a matter of seconds later. Not sure if I am an isolated case but I doubt it. It has been this was twice for me now with these guys, exact same process, no concerns here at all. If you need insurance, don’t hesitate. Its a shame these other poor reviews have lowered their rating to 3.8. They are definitely far better than that. Read reviews with common sense in mind and make sure to understand that not always is a bad review the fault of the business, anyone can rate and review a company, even if they haven’t received services from them. I am a real person with my second Bullfrog insurance policy. Thanks Moe!